Fintech Perspectives

Fresh thinking in the world of payments, banking and tech.

Featured Articles

March 1, 2024

A Closer Look at ACHNow: Transforming Traditional Payments into Instant Solutions

Discover the revolutionary ACHNow by Sila: the game-changer in the US payment industry, making instant financial transactions a reality.

August 1, 2022

Understanding the 9 Major Types of Financial Institutions

In today’s market, financial institutions help businesses and individuals with money services that range from deposits to withdrawals, money transfers, lending, investments, and so much more.

June 30, 2022

Sila Proudly Announces $13m Series A Funding

Sila has worked hard to become the leader in embedded fintech, and we’ll continue our growth trajectory—the sky’s the limit.

March 30, 2026

Real-Time Payments and the Power of Irrevocability: Why Finality is So Valuable

The real advantage of real-time payments isn’t just speed, but certainty, irrevocable transactions that are final, reduce fraud, and create predictable cash flow.

February 23, 2026

User Experience and Instant Payments: Why Your Customers Expect Settlement in Seconds

You know the feeling. You initiate a payment in an app and then wait. You watch the confirmation screen. You refresh. You check your email. You wonder if it went through. That uncertainty is a tiny anxiety spike.

February 23, 2026

Agentic Payments: The Next Frontier in Fintech Automation

When you think about AI in fintech, you probably think about fraud detection or lending decisions. Smart applications of machine learning to problems that humans solve slowly.

February 23, 2026

The Payment Orchestration Trend: Do You Really Need a New Platform

There's a new term floating around fintech: payment orchestration. It sounds complicated. And depending on who you ask, it either is or isn't. Here's the unfiltered version: payment orchestration is the trend that solves the problem created by too many payment platforms.